PLAID

🟠 FedACH took an unscheduled nap, leaving same-day transfers stuck in the penalty box. First batch delayed, second batch gets a participation trophy. Your money's fine, just taking the scenic route. (Auto-resolved: no updates in 24h)

⏰ Mar 03, 2026 Fixed (for now) spotted via status_rss

// The official story

Transfer API degradation

// Status page says

Mar 3 , 20:14 UTC Update - Same day Transfers scheduled in the first window today experienced a delay due to a FedACH outage. These Transfers have now all posted and should settle in the second same day window (around 5pm ET). Mar 3 , 19:41 UTC Investigating - Transfer is experiencing delays impacting payment processing. This applies to Same-Day ACH and Standard ACH.<br

🔗 Official status page (for the PR-approved version)

https://status.plaid.com/incidents/qr00r9z4bgf8

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🟢 PLAID Aug 12, 2026

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