PLAID

⚪ Plaid's instant payment rails took an unscheduled vacation, leaving Instant Payouts and RfP stranded at the digital airport. ACH transfers were still getting booked—just with the processing speed of a notarized letter. The lights are back on now. (Auto-resolved: no updates in 24h)

⏰ Jan 19, 2026 Fixed (for now) spotted via status_rss

// The official story

Instant Payment Transfer Rails Unavailable And Delayed ACH Processing

// Status page says

Jan 11 , 10:51 UTC Resolved - This incident has been resolved. Jan 11 , 09:58 UTC Investigating - Instant Payment Transfer rails are temporarily unavailable. This applies to Instant Payouts (RTP and FedNow) and RfP (Request for Payments). ACH Transfer creation requests will be accepted as usual via /transfer/create, but processing these payments might be delaye

🔗 Official status page (for the PR-approved version)

https://status.plaid.com/incidents/934wv9h6n19f

Plaid's Greatest Hits

🟢 PLAID Sep 17, 2026

🟡 Plaid watching helplessly as Chime goes dark across all channels—your transaction data is taking an unscheduled nap. The 'investigating' phase: that beautiful moment between 'oops' and 'we have no idea.'. (Auto-resolved: no updates in 24h)

🟢 PLAID Sep 11, 2026

🟡 Plaid's /statements/download endpoint decided to take an unscheduled sabbatical. Engineers are currently playing detective with their own API, which is less 'Sherlock Holmes' and more 'staring at logs while internal Slack burns.'. (Auto-resolved: no updates in 24h)

🟢 PLAID Aug 16, 2026

🟡 Plaid's API is having trust issues with Navy Federal—item adds and API calls are getting the silent treatment. Apparently their data partner decided to take an unscheduled sabbatical, and nobody told the integration layer. Engineering team is now playing detective in the incident channel. (Auto-resolved: no updates in 24h)

🟢 PLAID Aug 12, 2026

🔴 Navy Federal Credit Union decided to ghost Plaid harder than a bad Tinder date. Item adds and API calls are DOA while the bank pretends to fix things. Your money's probably fine, but good luck proving it exists. (Auto-resolved: no updates in 24h)